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Programs that protect you from the unexpected.

Life goes on, even after we are gone. Life insurance is the foundation when planning for your family’s financial security. It allows families to remain secure and allows you to keep your future promises…today, should anything happen. Ensure your loved ones will have what they need if you pass unexpectedly.

At Golden Financial Services, we will help analyze your needs to satisfy and protect your family financially. Our experienced professionals take the time to understand your life. They bring bold thinking and industry expertise to help you focus on your first priority – the health and well-being of your family. From term life insurance to annuity products, we’ll serve as your advocate.

Term Life Insurance

Very affordable life insurance for a specified amount of time. Most term policies will allow you to convert your policy to a permanent life policy if you still need the coverage beyond the term you selected. This coverage is used primarily to ensure your loved ones needs will be met if you pass away unexpectedly for a limited amount of time.

Whole Life Insurance

More expensive life insurance policy, but guarantees the death benefit will be paid regardless of how long you live. This policy also builds cash value and allow for loans against the policy.

Juvenile Life Insurance

This policy insures the life of your child. Once the child reaches a certain age, the policy can be converted to a permanent life policy.

Final Expense Life Insurance policy

This type of policy will cover debts and burial expenses to prevent your family from the burden of having to pay for funeral expenses.

Annuities

An excellent way to plan for your retirement with a guaranteed return on your investment.